Central Bank Digital Currencies: A Replacement for Cryptocurrency? | Daniel Park | TEDxPangyo Youth
This talk will explore the economic and policy implications of Central Bank Digital Currencies (CBDCs) on traditional financial systems. It begins by highlighting the failures of decentralized cryptocurrencies—like Bitcoin—in terms of regulation and financial security, arguing that CBDCs offer a more stable, government-backed alternative. The paper then evaluates the potential benefits of CBDCs, such as reducing illegal transactions and improving financial inclusion, especially for underserved populations. However, it also outlines key limitations, including public distrust, low adoption rates, and the risk of weakening commercial banks. Ultimately, the paper concludes that while CBDCs hold promise, their implementation must be carefully managed to avoid destabilizing existing financial institutions. Daniel Park is a diligent leader with abundant experience facilitating numerous social projects and sociology research. His experience includes numerous awards in prestigious international debate tournaments such as ones hosted by Oxford, Cambridge, Yale, and more. He is the Co-Founder of CAMY (Creative Arts and Media for Youth), an international platform that connects students through photography and media, with 5 branches from nations across the globe. Connecting his experience in photography projects in local hospitals, he has published research on the spatial variation of cancer incidences by cancer type in South Korea. As a part of the TEDxPangyo Youth team, he hopes to utilize the experiences he has gained for younger generations of students to help them bloom in their own individual passions. This talk was given at a TEDx event using the TED conference format but independently organized by a local community. Learn more at https://www.ted.com/tedx
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