In this inspiring TEDx talk, Amit Agrawal—co-founder of Khalti Digital Wallet, one of Nepal’s leading digital payment platforms—shares his personal and professional journey from higher education to entrepreneurship. Through the theme "Innovation to Impact," Amit reflects on how his academic experiences, challenges, and curiosity led him to co-create a solution that now empowers millions of Nepalis with digital financial access. His story is a testament to the power of vision, resilience, and innovation in creating tangible societal impact. Whether you're a student, aspiring entrepreneur, or tech enthusiast, Amit’s journey offers a compelling roadmap for turning ideas into meaningful change. This talk was given at a TEDx event using the TED conference format but independently organized by a local community. Learn more at https://www.ted.com/tedx Mr. Amit Agrawal is the Founder/Director of ‘Khalti Digital Wallet’, one of the leading Digital wallets in Nepal. Also the Founder/CEO of Janaki Technology (Sparrow SMS), the leading VAS provider in Nepal, Mr. Agrawal leads GBG (Google Business Group) community in Nepal as Manager and is the winner of Entrepreneur ICT Award 2019. He has worked as an Executive Member of Federation of Computer Association of Nepal as well and was also selected for prestigious IVLP (International Visitor Leadership Program] by US Embassy Nepal.Actively involved in building the IT ecosystem in Nepal as Mentor, Facilitator, Speaker, and Organizer, he has mentored several startups and aspiring entrepreneurs and is a role model for many individuals. He firmly believes there are ample opportunities in Nepal and we can build things here itself. This talk was given at a TEDx event using the TED conference format but independently organized by a local community. Learn more at https://www.ted.com/tedx