How Do We Help Young People Become Homeowners? | Frank Rohde | TEDxPaloAltoSalon
With housing affordability out of reach for many young people, how can we rethink what it means to own a home? In this insightful talk, fintech innovator Frank Rohde explores how fractional homeownership—combining shared equity with AI-driven credit and income assessments- can lower financial barriers for first-time buyers. Drawing on his experience leading global mortgage pricing innovation and founding three fintech companies, Frank offers a bold vision at the intersection of real estate, data science, and financial inclusion. Frank Rohde is the founder of Ownify, a platform created to tackle the growing challenge of housing affordability. By rethinking traditional ownership models, Ownify offers a new path for first-time homebuyers through fractional homeownership—lowering financial barriers by combining shared equity with smarter, AI-driven credit and income assessments.Before launching Ownify, Frank led Nomis Solutions, where he helped transform how mortgages are priced globally. With a track record as a three-time fintech founder, his work bridges data science, real estate, and financial inclusion. Frank began his career at Oliver Wyman and FICO and holds a degree in finance and real estate from Wharton. This talk was given at a TEDx event using the TED conference format but independently organized by a local community. Learn more at https://www.ted.com/tedx
More from TED
- 16:36How Gen Z can build financial confidence | Mercedes Gaztambide | TEDxTorontoMetUMercedes Gaztambide is a reporter at CBC Toronto. She graduated from Toronto Metropolitan University in 2022 with a Bachelor of Journalism and began her media career through a work-study position producing student recruitment content. That role sparked her interest in on-camera storytelling and led to opportunities in both digital and broadcast media.In 2020, she became blogTO’s first TikTok host and producer, helping grow the outlet’s reach with original, youth-focused content. She later joined CBC to host and edit the reboot of Street Cents, a financial literacy show for teens. She has hosted live award shows, co-hosted CBC Marketplace, earned a Webby nomination, won a Kidscreen Award, and worked as a producer at the 2024 Olympic Games in Paris.Mercedes combines storytelling, education, and authentic connection to inspire the next generation of journalists and creatives. She hopes to empower others to embrace curiosity, take risks, and tell stories that matter. Mercedes Gaztambide is a reporter at CBC Toronto. She graduated from Toronto Metropolitan University in 2022 with a Bachelor of Journalism and began her media career through a work-study position producing student recruitment content. That role sparked her interest in on-camera storytelling and led to opportunities in both digital and broadcast media.In 2020, she became blogTO’s first TikTok host and producer, helping grow the outlet’s reach with original, youth-focused content. She later joined CBC to host and edit the reboot of Street Cents, a financial literacy show for teens. She has hosted live award shows, co-hosted CBC Marketplace, earned a Webby nomination, won a Kidscreen Award, and worked as a producer at the 2024 Olympic Games in Paris.Mercedes combines storytelling, education, and authentic connection to inspire the next generation of journalists and creatives. She hopes to empower others to embrace curiosity, take risks, and tell stories that matter. This talk was given at a TEDx event using the TED conference format but independently organized by a local community. Learn more at https://www.ted.com/tedx
- 10:47Pixels and Perspectives: Finding Meaning in the Details | Daniyal Harris | TEDxIBAWhat if the smallest, most overlooked moments in your life held the key to who you're meant to become? In this talk, Daniyal Haris explores how life’s tiniest “pixels”—the hardships, rejections, and quiet victories—can come together to form a meaningful picture. Drawing from his journey as a filmmaker and student, Daniyal argues that it's not about fitting into someone else’s frame—it's about building your own image, one pixel at a time. This talk is a reminder that no one else defines your potential, and sometimes, the clearest perspective comes from the blurriest beginnings. [Filmmaker - Storyteller]An IBA student with a filmmaker's soul, Daniyal Harris crafts stories that blur the line between memory and magic. His nostalgic style of filmmaking doesn't just tell a story - it transports you into it. This talk was given at a TEDx event using the TED conference format but independently organized by a local community. Learn more at https://www.ted.com/tedx
