Annie Zhou is a passionate advocate for empowering young people through financial education. She believes that financial literacy is more than just understanding money - it is a tool for independence, confidence, and opportunity. In her work, Annie has seen how a lack of financial knowledge can limit choices and create barriers, while the right skills can transform futures. In this talk, she explores common misconceptions about money, the importance of accessible financial education, and how equipping the next generation with these skills can strengthen both individual lives and communities as a whole. Annie Zhou is the founder of MoneyWise, a youth-led initiative equipping thousands of students with practical money management skills. She has worked with schools internationally to integrate financial literacy into classrooms and was awarded the 2023 Sir John Monash Youth Leadership Award for her impact. Annie is passionate about creating an inclusive financial future where every young person has the tools to thrive. This talk was given at a TEDx event using the TED conference format but independently organized by a local community. Learn more at https://www.ted.com/tedx