Most of them run behind the degrees after degrees with the intention to increase their Salary/Income and create Financial Freedom. Is it the right strategy is the question? Why because even after earning degrees, certifications and promotions still many of them financial broke because they failed to understand the financial literacy, failed to understand Power of compounding. Wealth building starts with the flow of overcoming your limiting beliefs, understand by tracking your numbers, increasing your income intentionally, learn to multiple your income and last but not the least building true legacy it is just not property, gold, money… it is what values leave behind and helping others by giving which gives fulfilment in life Nadamuni Reddy Padiri is a Chartered Accountant with an M.Com degree and over 16 years of experience in the Banking and Financial Services industry. Coming from a humble farming background in rural India, he rose through academic and professional ranks with resilience and discipline. Despite his qualifications and stable corporate career, he faced financial stagnation—leading to a profound realization: degrees help you survive, but financial literacy helps you thrive. He is the author of “Unlock Your Future” and the creator of the Wealth Without Degrees™ philosophy. Through his BUILD Framework, he now advocates for practical financial empowerment among working professionals. This talk was given at a TEDx event using the TED conference format but independently organized by a local community. Learn more at https://www.ted.com/tedx